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I consider myself lucky because at a very young age I learned about entrepreneurship, financial management, and basic skills of running a business from my mother. Those times when I helped her sell shrimps and fish were my first lessons in financial literacy. That tiny stall we occupied in Divisoria market was my first classroom and Nanay Curing, my first teacher.

I remember the first time I stepped into an escalator. It was fascinating and also quite frightening. It was a new experience and many among us were afraid of getting hurt by this technology that makes mobility easier. The same thing with the elevator. The first time I rode one I was amazed at the technology of transporting people to the highest floors of buildings in the fraction of the time it would take you to take the stairs.

It has been chilly the past few days here in Metro Manila. Last Jan. 27, the temperature was at its lowest for the year at 19.9°C. I usually wake up very early in the morning and I can feel the nippy weather as soon as I get up. It is perfect weather to do some brisk walking or jogging and have some hot coffee afterwards. We need to take advantage of this cool weather and enjoy it while it lasts. PAGASA says it will probably last until mid-February. Why can’t we have this weather all year long?