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It looks like we will have a jolly holiday season this year, with many of us preparing to celebrate Christmas and New Year’s Eve with more festive activities than in the past three years. It is the time of the year when the family members gather around the dining table to thank God for the blessings they received in the past 12 months, and talk about the future.

Nobody is born an entrepreneur. I am not aware that anyone has discovered a gene that particularly makes a person a successful entrepreneur. But years of being an entrepreneur and understanding the life lessons of many successful entrepreneurs has brought me to the conclusion that there are certain behavioral DNAs that contribute to one’s success in business. In the first part of this article, I mentioned a couple of them — hard work and a risk-taking attitude.

Rising inflation this year has been the nemesis of Filipino consumers. Spending habits can drastically change when prices of certain goods or services spike at a short notice.